Are Dash Cams The Future?

October 22nd, 2015 by

Fiat 500 DashWe all know the saying, “A picture is worth a thousand words”, but how much would a video be worth? Most of us have been in some type of accident on the road due to a variety of reason, but imagine if you could capture those moments on video. If this seems like something you’d be interested in than maybe you should look into purchasing a dash cam for your vehicle.

A dash cam (dashboard-mounted camera) is a device created record everything that happens while you’re driving. So yes, it’s basically a GoPro for your car. These dash cams can range from $60 – $150 depending brand and what features you’d like to have. The device is powered directly through 12-volt wiring to your vehicle via cigarette lighter. Batteries are also an option. The camera is activated the moment you start your car and everything is recorded onto a SD card continuously, so it views what you do as the driver. Some of the other feature found on some of these cameras include, audio recording, night vision and even a built in GPS to keep track of where the video was recorded.

One question you may have asked yourself by now is “Could this possibly lower my car insurance or at least offer some discounts?” Well in the UK they’ve recently started offering 10 to 15 percent discounts with customers who have dash cams, but U.S. car insurance companies are a little reluctant to embrace the technology. Holly Anderson, a spokeswoman for State Farm Insurance, explains to cars.com:

“When we provide a discount it is based on something that we believe will lower our claims costs, such as a customer’s driving history that indicates he or she is a safe driver. While a dash cam may provide information about why a crash occurred, it is not a device that is designed to inhibit the crash from happening in the first place.”

It seems that other top U.S. auto insurance companies feel the same using dash cams. In reality, they don’t prevent accidents from happening and at the moment there isn’t any substantial evidence to suggest that dash cams equal better drivers. However future data might help change that.

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